Invest towards your essential financial goals.
Globally diversified portfolios designed for your goals. These strategic passive asset allocations are expertly built & monitored, and optimised for risk-adjusted returns and low cost.
Environmental, Social and Governance (ESG)
Gain exposure to select market opportunities.
Take advantage of optimised, best-in-class portfolios designed by Endowus to target specific regions, themes, asset classes, and megatrends.
Global Real Estate
China Fixed Income
Global Real Estate
China Fixed Income
Passive income solutions, for every stage of life
Receive monthly payouts while growing or preserving your capital, through portfolios focused on income, dividends and stability.
Earn up to 2.1% p.a.* No lock-ups. No limits.
A new way to grow your cash with higher yields, no lock ups, no limits or tiers, no penalties, no hidden charges, no transfer limits and no fuss.
All your wealth on one platform.
We’re proud to be the Singapore’s first digital advisor for CPF. We are here to help you be holistically invested for your future.
Private wealth & family offices
Personalised services and exclusive products for private clients investing S$1M+ with Endowus.
Treasury management and institutional advisory services for charities, foundations, corporations, and more.
Empowering employers and employees through financial education and exclusive benefits on Endowus fees.
How we invest
An expert investment experience for all of us
Backed by the research of Nobel Laureate academics, we advocate broadly diversified, passive and systematic strategies that have global market exposure with tilts towards the proven factors of returns such as value, size, and profitability.
We can't control the markets, but we can help you reduce the amount you pay in fees. By having no sales fees or transaction fees and rebating 100% of any trailer fees we receive (most financial institutions will charge you these fees or keep them for themselves), we provide you access to the best investment opportunities at a fraction of the industry average.
“The expense ratio is the most proven predictor of future fund returns.”
We implement our portfolios by accessing leading global fund managers with the expertise, scale and real, proven track records in implementing their strategies successfully over time. We access their best-in-class funds at the lowest cost possible, so you grow your money like the best investors in the world.
Maximise returns by minimising cost: Removing the single biggest drag to portfolio performance over time
Enduring belief in power of markets: Taking broad market exposure through the wisdom of crowds to capture the best long-term performance
Time in markets vs market timing: Giving the long-term investor the highest chance of success in reaching their financial goals
Asset allocation is everything: Setting up an appropriate, intelligent asset allocation strategy is the most important driver of long-term returns
Strive for the efficient frontier: Generating the highest possible expected return for every level of risk taken
Diversification improves risk-return: Having broad exposure across diverse assets whose correlation characteristics reduce risk without sacrificing returns
Optimise based on personal risk tolerance: Customising personal portfolios is essential as there is no one size fits all in investing
Know your limitations: Partnering with experts and leading global institutions to access best in class financial solutions to achieve your goals
Portfolio performance, underlying funds & securities
Low, fair fees
Endowus is a holder of the Capital Markets Services (CMS) Licence by the Monetary Authority of Singapore (CMS license no. 101051), and is also an Exempt Financial Adviser under the Financial Advisors Act (Chapter 110) of Singapore.
When you open an account with Endowus, we also create a separate trust account in your name at UOB Kay Hian, one of Asia's largest brokerage firms. All your assets are custodised in a segregated account with UOB Kay Hian and held in your legal name. This trust account is specific to your Endowus-related investments only.
UOB Kay Hian is regulated by the Monetary Authority of Singapore and has a Capital Markets Services License to provide custodial services for securities.
We offer joint accounts for customers to invest their Cash through us. Please see here for instructions on opening a joint account.
SRS and CPF OA investments must be made via an individual Endowus account.
Absolutely. Email us at email@example.com, and we will assist you with opening a corporate account with Endowus and UOB Kay Hian. Please note that corporate accounts have a minimum investment requirement of SGD 500,000.